Looking to buy a golf home in South Florida where you can connect with both nature and the sea? Nestled by the shoreline of North Fork at St. Lucie River, just 40 minutes north of South Florida's Palm Beaches, is the hidden jewel of Treasure Coast - the Harbour Ridge Yacht & Country Club. This private, waterfront golf community offers 695 residences set along with native vegetation and natural wetlands.

Golf property lists 11 things you should know before investing in a golf home in Harbour Ridge.

1. Location

Situated along the St. Lucie River in Palm City, Florida, this private waterfront golf community places you at the heart of Florida's Treasure Coast. Habour Ridge offers its own two-mile waterfront hiking path, nearby trails, and parks, providing a delightful getaway for hiking, kayaking, and horseback riding. Cycling has also become a favorite pastime in the area, with hundreds of miles to discover on the wooded preserves, scenic byways, historical regions, and numerous state parks.

Within minutes away is the town of Stuart, the “Sailfish Capital of the World” with its beautiful beaches, boating, shopping, dining, theatre, and recreation.

Harbour Ridge is only 40 minutes north of the Palm Beach International Airport and a mere 90 minutes from the sun and adventure of Orlando.

2. Security

Harbour Ridge is a fully secured private golf community with its own Security Department to ensure safety. It maintains a 24-hour security-manned Gatehouse.

3. Homes

Buying a golf home in Harbour Ridge Yacht and Country Club offers 695 golf homes in 28 distinct villages set on 885 beautifully wooded acres at the North Fork. The wide variety of golf property choices has stunning views of the St. Lucie River, lakes, golf courses, and nature preserves. Owning a golf house at Harbour Ridge provides the owner a spectacular combination of nature, golf, boating, and other sports & recreational activities, as well as fabulous dining choices.

Estate & Custom Home

The estate and custom homes at Harbour Ridge offer spacious home sites that overlook the river, lakes, wetland areas, and championship golf courses. With varying floorplans, most of the golf estate homes include pools and large private lots.

Patio Home

The single-family patio homes at Harbour Ridge boast views of the golf courses, lake, and nature preserves. Varying in size, these homes offer many choices for the perfect life at Harbour Ridge.

Villa Home

With a mixture of floorplans and elevations available, the Villa Homes at Harbour Ridge offer sweeping views of the two championship golf courses. Most Villa Homes contain a community pool and private lots.

Golf Home

With various model types and elevations available, the golf homes boast large floorplans, along with an array of views of the golf courses, wetlands, and the river.

Condominium

Harbour Ridge condominiums offer residents incredible views of the St. Lucie River and its surrounding areas. Each village of condominiums provides a community pool, as well as diverse unit options.

Home & Villa range in size from 1,800 square-foot, two-bedroom patio homes to 6,500 square-foot, four-bedroom custom estate homes with a price of $99,000 to $2.95M. And Condominium units range from $49,000 to $219,000.

4. Weather

Harbour Ridge Yacht & Country Club has a tropical climate. The summers have much more rainfall compared to winter. The average annual high temperature is a warm 82 °F, and the average low is a comfortable 67 °F. The rain in a year is 63.72 inches, with January the driest month having 2.59 inches of rainfall and September reaching its peak of 8.91 inches.

5. Golf Course

Golf is central to Harbour Ridge, which has received the “Outstanding Florida Community Award from Audubon” International. Both the club's golf courses have achieved designation as “Certified Audubon Cooperative Sanctuaries.” The two 18-hole championship layouts offer multiple sets of tees to ease play and provide an incredible outdoor experience. From the breathtaking panoramic vistas of the Pete and P.B. Dye-designed River Ridge to the lush Golden Marsh course designed by Joe Lee, golf at Harbour Ridge is a testament to the thrill of the game.

Golden Marsh Course

The Golden Marsh course, originally designed by Joe Lee, was recently redesigned by Bobby Weed and opened for play in November 2018. It has tropical charm, swaying palms, and grand sweeping vistas at every turn. The delicate natural beauty of this course offers a more subtle challenge than its brother but still manages to provide an actual test for golfers at all handicap levels. The wild lakes and marshes surrounding so many of the holes on this course add both an element of beauty and challenge.

River Ridge Course

The Pete and P.B. Dye-designed River Ridge course has hosted numerous qualifying rounds for USGA championships, including the U.S. Open. The River Ridge course boasts one of the highest slope ratings in all of Florida and can be played from any of five sets of tees to accommodate all handicap levels.

Golf Apparel and Equipment

The golf shop at Harbour Ridge offers the finest in golf apparel and equipment brands.

Membership

Membership at Harbour Ridge is required with homeownership. The initiation fee is $75,000 for Equity Golf Members. Of that, $68,000 is refundable when the owner sells. The non-refundable amount of $7,000 is the member's Contribution to Capital.

An Annual Club Dues and Fee in the amount of $14,502 and $15,802 is collected yearly. The breakdown is for the Club Dues of $11,002 billed annually, a Capital Charge of $3,300 billed quarterly (for capital improvements, projects, building reserves), and an optional Trail Fee of $1,300 (applies to owners who own and use their golf carts).

Membership entitles the clubhouse with multiple dining venues and the golf shop, the two championship golf courses, the Fitness Center, and the tennis complex.

6. Clubhouse & Amenities

Clubhouse

The social hub of Harbour Ridge and the heart of the community. The elegant 45,000 sq. ft. clubhouse has stunning river views and many well-appointed amenities. You will find elegant formal dining, gracious informal dining options, the casual Grille Lounge, a sweeping outdoor terrace overlooking the river, the golf pro shop, and a well-stocked library.

Spa and Salon

The spa and salon services at Lakeside are one of Harbour Ridge's most popular features. Residents enjoy European-style spa services, a full-service hair and nail salon, and a barber studio.

7. Home Owners Association and Fees

Buying a golf home in Harbour Ridge Yacht and Country Club contains 28 villages at Harbour Ridge, each association offering its own unique set of services. The Property Owners Association is the master association that handles the common areas of the entire golf community.

The fees imposed are as follows:

• Property Owners Association Contribution of $600 upon buying the property but refundable when the owner sells.
• Property Owners Association Fees of $7,794 ($1,993.50 billed quarterly)
• Capital Fund Contribution of $400 ($100 billed quarterly)
• Annual Village Fees of $0 to $10,263 billed quarterly (Fees vary depending on the services provided by the association.)

In total, including the Club Membership fees, a homeowner expects to pay annual dues of $24,176 to $34,439.

8. Other Sports Facilities

Tennis Complex

The well-appointed tennis complex includes eight Har-Tru courts and one stadium exhibition.

The fully-equipped tennis and gift shop provides residents with everything from instruction and support to equipment and clothing.

The Tennis staff at Harbour Ridge brings training programs developed by the Peter Burwash International (PBI) training program, a leader in professional tennis management since 1975.

Fitness Center

A full range of cardio and strength equipment includes TRX, complemented by aerobics classes, Pilates equipment training, personal training, and massage.

Waterfront Adventures

With three marinas and two miles of pristine shoreline bordering the Club, kayaking, fishing, and boating are among the best ways to enjoy the breathtaking natural landscape of Harbour Ridge.

9. Dining Options

Grille Room & Lounge

Offers Sunday brunch, lunch, dinner, and drinks in a casual, comfortable setting, including a covered patio dining. The pizza oven is a popular draw here with the open kitchen and seeing the chefs at work.

Riverview Dining

The Riverview Dining Room and Eagle's Nest Lounge are formal dining options with breathtaking views from all seating points. Special functions are hosted here, along with the Chef's famous themed buffets.

Dockside Pavilion

The perfect gathering place for family and friends to enjoy live music and cocktails while watching the beautiful sunset colors reflects the estuary waters. The Dockside Pavilion hosts a la carte dining and special monthly events, including “Cocktails,” weddings, and private member parties.

10. Socials

Harbour Ridge is a community where golfers and tennis players mingle with boaters and nature enthusiasts through sports and cards, club activities, and special events. Different clubs and social activities bring members together with such as Artisans Unlimited for artists, Birders for bird-watchers, Bocce, Book Clubs, Cards (bridge, poker, canasta, gin rummy), Chorale, Foreign Policy Group, Stitchery, Grandmother's Closet, Yacht Club, Kayak Club and many more. The clubs give Harbour Ridge its unique appeal.

Buying a golf home in Harbour Ridge Yacht and Country Club has one of the highest annual dues expected of a member, but the amenities and services offered are next to none. Residents are assured of security and maintenance-free living. Whether they are enjoying the amenities or out on a long weekend vacation, that's the value you pay for peace of mind.